November 7, Does this comply with the prohibition on excessive waiting periods?
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To comply with the waiting period requirement, your plan cannot require an otherwise eligible employee or dependent to wait more than 90 days before coverage becomes effective. For this purpose, three months is not equivalent to 90 days, and all calendar days including weekends and holidays are counted toward the 90 days, beginning on the enrollment date. Because three months can be longer than 90 days and there is no de minimis exception for the difference between 90 days and three months, a three-month waiting period does not comply with the day limit.
A reasonable and bona fide employment-based orientation period is a permissible substantive eligibility condition that may delay commencement of the day waiting period. This orientation period is described as a period in which the employer and employee evaluate whether the employment situation is satisfactory, and standard orientation and training processes begin.
Thus, in practice, an employer may adopt an orientation period and comply with the waiting period limit by offering coverage on the first day of the month after 90 days of employment.
We recommend you consult with your benefits counsel about amending your plan to comply with the maximum day waiting period. Adding an orientation period may ease administration by allowing you to start coverage for all employees on the first day of a calendar month.
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Planning a wedding in a matter of weeks is of course possible, but not without quick decisions, compromises, and throwing money at some of the challenges that come your way! Our classic wedding planning timeline looks at a year-long planning period, and while the same general checklist applies, we've shrunk it to work with a three-month wedding planning timeline. Lots of the tasks on the list are linked to more information and advice on each topic, and remember that you don't need to do everything on this list - tailor it to you, your other half, and the kind of day you're having!
Planning any wedding is about being organised, establishing your priorities early, working together and booking reliable vendors - but we do have a few tips to make planning a wedding in a short timeframe as stress-free as possible Other jurisdictions will differ, but in Ireland, you need to apply for a marriage license three months in advance.
That means you can't have a wedding in the legal sense any sooner than that.
Make sure you get the legalities organised as soon as possible - apply for your license and you can edit the finer details later. Get more information on legal weddings and civil ceremonies in Ireland here. As with wedding planning over a longer period of time, you should do your research and really consider the choices you make and suppliers you book.
That said though, planning a wedding in three months requires you to get through those initial bookings quickly, not to mull too much between two similar options , and once you have made a decision, move on to the next task on the list and don't look back! If you have a wedding planner and an ample budget, you can pull off incredible things in three months.
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But if you're doing it yourself, or keeping to a tight budget, try to keep your plans as simple as possible. The easiest wedding planning option is an all-inclusive package with a hotel or wedding venue, the more you customise your day or the more frills you add, the more time, expense and organisation is involved. If you're planning a wedding in a short space of time, take all the help you can get! Hire professionals like stylists and stationers who will look after the kind of details you might spend weeks faffing over.
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Lean on friends and family who offer to help, call on the talents of your extended circle, and delegate any tasks you're happy not to oversee yourself.